Zypto Crypto Wallet Review
This is the one I personally use. This is an uncommon recommendation, but I like it for the simple fact that not that many people know about it. This means it doesn't have a giant target on its back for hackers and if you ever get robbed there is less chance of the thieves knowing about it. It has all the basic security features, like pin, facial recognition etc...but it also lets you secure it even further by changing the icon on your phone for the app.
For the newbies among you, this one is probably one of the easier crypto wallets to use. Like all good wallets, it supports all the chains and NFTs...but it also has an in-app defi exchange(lowest fees out of all the defi wallets). Basically everything you'll ever need to use your crypto. Where the Zypto wallet really comes out ahead, is in helping you use your crypto in the real world, so it is extra useful for anyone who is planning on living off their crypto gains.
1. Virtual debit cards - up to $9,500. There is no KYC process, meaning you just pay for the cards with crypto, then about an hour later you get the debit card number and expiration date in the email ready to use. What's more, you can use this both for online purchases and for your local stores by simply adding the virtual debit card to your Apple Pay/Google Pay on your phone AND it is 3DS/SMS enabaled. This feature alone makes your crypto a lot more liquid. This is the highest limit no KYC, instant use option on the market.
2. Moneygram Partnership - Zypto has a partnership with Moneygram where you can onramp/offramp your money same day at any Moneygram location directly from the Zypto app. This means if you get a hint of a bull run, and you find a coin that's about to go vertical, instead of waiting for a week for the money to actually hit your exchange account and potentially miss out on that bull run, you can deposit the cash directly at a Moneygram location near you and buy those coins the same day.
For those of you who hit the crypto lottery and want to spend some real money, Zypto has a couple of extra services through their website. For those who have to pay big invoices or credit card bills, they have a Pay Bills with Crypto feature where you can pay bills with your crypto. For those who want a high limit debit card, they have 2 options to pick from:
1. The Physical Reloadable Debit Card is a Visa, up to $150,000. It lets you withdraw up to $20K/mo from an ATM($2K/day limit). This one requires a full KYC.
2. The Virtual Reloadable Debit Card is also a visa, but it comes with no limits. Meaning if you want to put a million dollars on the card...you can. You can only use this one as Apple Pay or Google Pay, and you can't withdraw money from the ATMs...but on the plus side, the KYC process is a lot simpler than the physical card.
Overall, Zypto has a ton of unique features that made it my go to pick for an active crypto wallet.